Cost of living

Information about estimated expenses to help students plan their finances effectively for a successful stay in New Zealand.

Halls of Residence

The example on this page are based on staying in College Hall (fully-catered).

Find out more about the other accommodation options and costs at Waikato.

Basic weekly expenses: Hamilton

Halls of Residence accommodation in Hamilton

Fully catered: $446 - $510

Self-catered: $276 - $332

Food

This will vary if you choose the self-catered option or the fully-catered option.

 Included in fully-catered

Telephone/Internet

Free access in bedrooms.

 Included

Mobile Phone

This will vary if you're using prepay or contract and the amount you use your phone.

 $10+

Transport

Varies depending on choice of transport

Public Transport/Bus: $15+ 

Private Vehicle: $50+ 

Entertainment

This will vary on what you decide to do for entertainment

 $50+
 Total estimated weekly cost  $351-$635

Basic weekly expenses: Tauranga

Halls of Residence accommodation in Tauranga is self-catered only

Selwyn Street Studios: $323-$343 

Durham Mews: $276-$296 

Food

This will vary depending on dietary preferences

 $80+

Telephone/Internet

Free access in bedrooms.

 Included

Mobile Phone

This will vary if you're using prepay or contract and the amount you use your phone.

 $10+

Transport

Varies depending on choice of transport

Public Transport/Bus: $15+ 

Private Vehicle: $50+ 

Entertainment

This will vary on what you decide to do for entertainment

 $50+
 Total estimated weekly cost  $431-$533

Annual of One-Off Costs

Private Accommodation Rental Fees

Bond (security deposit):

3- or 4-weeks’ worth of rent, refundable at the end of your tenancy

$450 - $680 

University and Student Services Fees

Check Fees and Costs for a full estimate of your final cost.

 

Textbooks, Course Readings, and Printing

Varies based on your programme of study and how much printing you do

 $500+

University Internet

Free 2GB per month with the ability to purchase additional data from Lightwire

 Free

Parking

Varies depending on how often you need parking

Public Transport/Bus: $15+ 

Private Vehicle: $50+ 

Clothes and Toiletries

Varies depending on the type and amount of clothing and toiletries you purchase

 $500+
 Total estimated cost  $1465 - $1730 + University and Student Services Fees

Additional costs for international students

Airline tickets

This will vary on what country you are departing from.

Varies

Medical and travel insurance

Based on 12 months of cover from our recommended service provider, StudentSafe University.

Varies, starting annual rates from $855. Please visit this link to determine which fee applies to your situation

Visa

This will vary on your country of citizenship and visa type.

 $700 - $850
Estimated additional costs for international students  $1555- $1705 + flights

Disclaimer

Tuition fees are not included in these estimated costs. You will need to factor these into your budget to give you a true measure of your total costs of study per year.

No insurances have been included in these estimated costs except for medical and travel insurance for international students. If you need insurance, please include this in your estimated costs.

All costs are stated in New Zealand Dollars.

Apply to study

Flatting and private rental

Basic weekly expenses

Rent – based on sharing a house with flatmates

Single room/studio/flat: $200 - $350+ 

Two-bedroom flat/house: $240 - $325+, per person

Three-bedroom flat/house: $195 - $265+, per person

Four-bedroom flat/house: $150 - $225+, per person

Five-bedroom flat/house: $125 - $180+, per person

Food prices

$75+ per person 

Telephone/Internet

This varies depending on your requirements.

 $20+

Electricity/Gas

This varies depending on your requirements.

 $30+

 Mobile phone

This will vary if you're using pre-pay or contract and the amount you use your phone.

 $10+

Transport

This will vary on your transport choice. 

 

Public Transport/Bus: $15+ 

Private Vehicle: $50+ 

Entertainment

This will vary on what you decide to do for entertainment.

 $50+
Estimated weekly cost  $200 - 235 + applicable rental cost

Annual or one-off costs

Rental extra charges – based on sharing a house with flatmates

Bond (security deposit) usually 3 or 4 weeks rent) – refundable at the end of tenancy

$450 - $680 

University and Student Services Fees

Check Fees and Costs for a full estimate of your final cost.

 

Textbooks, course readings and printing

This will vary on your programme of study and how much printing you do.

 $500+

University internet

Free 2GB per month with the ability to purchase additional data from Lightwire.

 Included

Parking

Based on two trimesters

 $180 

Clothes and toiletries

This will vary on the type of clothing and toiletries you purchase.

 $500

Estimated total cost

$1630 - $1860 + University and Student Services Fees

Additional costs for international students

Airline tickets

This will vary on what country you are departing from.

Varies

Medical and travel insurance

Based on 12 months of cover from our recommended service provider, StudentSafe University.

Varies, starting annual rates from $855. Please visit this link to determine which fee applies to your situation

Visa

This will vary on your country of citizenship and visa type.

 $700-850
 Total additional cost to international students  $1705 + flights

Tuition fees are not included in these estimated costs.  You will need to be factor these into your budget to give you a true measure of your total costs of study per year.

No insurances have been included in these estimated costs except for medical and travel insurance for international students. If you need insurance, please include this in your budget.

You may also need to plan for connection fees from your electricity/gas and telephone/internet providers and car servicing repairs, warrant of fitness and registration, as well as other costs that may need to be budgeted for during the year.

All costs are stated in New Zealand Dollars.

Homestay

Basic weekly expenses

Homestay accommodation

Weekly board cost.

$357

Food

This includes breakfast, dinner and snacks.

Included

Telephone/Internet

Only included if your host family has these services.

Included

Mobile phone

This will vary if you're using pre-pay or contract and the amount you use your phone.

$10

Transport

This will vary on your transport choice.

This is based upon using public transport.

$15+

Entertainment

This will vary on what you decide to do for entertainment.

$50+

Estimated total weekly cost

$432

Annual or one-off costs

Homestay Placement Fee

Non-refundable.

$470

Under 18 designated caregiver assessment

Only applicable if you are under 18 and is non-refundable.

$200

Four Weeks Advance Fee

You will need to pay for your first 4 weeks before you can be placed with your homestay family

 

$1428

University and Student Services Fees

Check Fees and Costs for a full estimate of your final cost.

 

Textbooks, course readings and printing

This will vary on your programme of study and how much printing you do. 

$500+

University internet

Free 2GB per month with the ability to purchase additional data from Lightwire.

Included

Clothes and toiletries

This will vary on the type of clothing and toiletries you purchase.

$500+

Total Estimated annual fees cost 

$3098 + University and Student Services fees

Additional costs

Airline tickets

This will vary on what country you are departing from.

Varies

Medical and travel insurance

Based on 12 months of cover from our recommended service provider, StudentSafe University.

Varies, starting annual rates from $855. Please visit this link to determine which fee applies to your situation

Visa

This will vary on your country of citizenship and visa type.

$700-850
Total estimated additional costs for international students $1,555 - 1,705 + flights

Tuition fees are not included in these estimated costs. You will need to be factor these into your budget to give you a true measure of your total costs of study per year.

Budgeting help

The Waikato Students’ Union offers free budgeting advice. We also encourage you to make use of online budget calculators to help estimate yearly expenses.

Further information for international students